Financing Options

The following financing options are available for selected courses with tuition greater than $1,000.

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Tuition Payment Plans

Tuition Payment Plans are available for selected courses with tuition over $1,000.  These interest-free payment plans allow you to spread out the tuition cost over the course duration.  These plans are administered directly by Higher One.  A nominal enrollment fee of $35 (for plans 6-months or less) and $55 (for plans over 6-months) applies. 

How to Apply for a Tuition Payment Plan:

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Step 1:   You must register for the selected course with Pace University before applying for the payment plan.

Step 2:  Receive your Student ID# from Pace University

Step 3:  Complete the online form with Higher One at

Step 4:  Please remember to enroll in Automatic Payments. This will give you the flexibility of having your monthly payments automatically withdrawn from your bank account.   You can also enroll by logging into Manage Your Account, selecting Set Up Automatic Payments and completing the short enrollment steps. 

Please Read: E-checks will be the only method of payment allowed on the website, or you can mail your check payment directly to Higher One.  Please note that credit card payments are not accepted.  Please call Higher One Customer Service (800-635-0120) with any questions.   If you miss a scheduled payment, you will have a 10-day grace period before a late payment fee is assessed.

Questions?  Please contact us at (888) 561-7223 or

Private Education Loans 

Private education loans are available for all courses with tuition over $1,000 through approved lenders for this program.  Pace University will accept a loan from any lender that is willing to provide funding for this program. 

If you decide to apply for any of these loans, please complete the Registration Form.

How to Apply for a Private Education Loan:

  • Enroll in your program and determine the cost.
  • Search for loan using:
  • Contact the lender to determine if they allow students in non-degree granting programs to apply for loans.  Pace University will certify a loan from any lender you choose.  It does not have to be from one listed on the above website.
  • When applying, please select the following:
    • Course of Study: Undergraduate
    • Campus:White Plains
      IMPORTANT-Please select White Plains regardless of whether you are taking the course in NYC or Online.
    • School Code: 002791-02 
      IMPORTANT-Please select the school code for White Plains regardless of whether you are taking the course in NYC or Online.
    • Please remember to select "Less than Half-Time"

Once application has been approved and all documents for the lender are complete, please contact Pace University at (888) 561-7223 or immediately to obtain school certification.

Questions?  Please contact us at (888) 561-7223 or