2015-2016 Benefit Summary

All F-1 International students at Pace University must purchase health insurance at the time of registration. If you would like to use your own health insurance policy, you must submit a waiver request form along with a copy of your policy in English and US dollars (US$) to the ELI office within 2 weeks of the start of the sessionAfter 2 weeks, you will need to apply directly to the insurance company.

The insurance company will evaluate your health insurance.  If it is equivalent to the policy carried by Pace University, you will receive a refund of the insurance fee. However, if it is not equivalent to Pace University’s policy, you will not receive a refund. You may come to the English Language Institute office and ask for the Insurance Waiver form. Please note that your insurance policy must carry a medical evacuation and repatriation clause.

Price List and Dates for ELI Pace University Insurance for 2015-2016

Insurance Period

Coverage Dates



8/15/2015 - 814//2016


Fall I

8/31/2015 - 10/20/2015


Fall II

10/21/2015 - 12/31/2015


January Term

1/1/2016 - 1/31/2016


Spring I

2/1/2016 - 3/27/2016


Spring II

3/28/2016  - 5/30/2016


Summer I

5/31/2016 - 7/10/2016


Summer II

7/11/2016 - 8/14/2016





If you are intending to use your own insurance policy, it must meet or exceed the Pace University’s insurance policy in all coverage categories.   If your insurance company does not have coverage in at least these amounts for each category, you will not be granted a waiver and therefore will not receive a refund of your Pace University insurance fee

Here is a brief policy summary of Pace University’s insurance coverage and limits:



Accident and Sickness Medical Expense Benefit


Medical Evacuation Expense Benefit


Repatriation of Remains Expense Benefit


Hospital Room and Board Expense Benefit


*Coinsurance Preferred Providers 85%, coinsurance Out of Network 65% with exceptions.

**UnitedHealthcare StudentResources policies automatically come with a global assistance plan called Scholastic Emergency Services (SES).

Please note that Pace University’s Insurance Company is UnitedHealthcare Insurance Company of New York.   You can download a hardcopy of the policy and forms at the Allen J Flood Companies' website.

For a list of providers, please click here.

If your insurance company has any questions, please have them call The Allen J. Flood Companies, Inc. at 800-834-9326. Please make sure your insurance company states that you are planning to attend the English Language Institute at Pace University.  

Please note that University Health Care (UHC) is located at Goldstein Health, Recreation and Fitness Center, Room 20125.   They can be reached at (914)773-3760.  When the UHC is accessible, an insured student should report to the UHC so that proper treatment can be prescribed or approved, or to receive a referral from the UHC.  In order to get a referral, the insured student  must be treated at the UHC.  The $100 deductuble will be waived and benefits will be paid at 100% for cevered medical expenses incurred when treatment is rendered at or referred by the UHC.

The insurance company does no longer mail your permanent insurance card with your SRID (your insurance ID number).  You will need to create your account at UnitedHealthcare Insurance Company of New York.   If you think you will need the SRID which is required to create an account right away, please contact ELI office at the time of your registration so that ELI could send the information to the insurance company right away. WIthin a couple of days, the insurance company will inform the ELI office your SRID number.  Or you should be able to call the United Healthcare at 800-767-0700 and ptovide them with your Pace student ID number to retrieve your SRID. 

If you have any further questions, please feel free to contact the English Language Institute.


The Plan is Underwritten By:

UnitedHealthcare Insurance Company of New York

Policy number: 2014-869-4


Submit all Claims to:

UnitedHealthcare StudentResources

P.O. Box 809025

Dallas, Texas 75380-9025


Claims Status and all other Claim Inquiries:

Claims Administrator


3320 West Market Street

Fairlawn, OH 44333




Coverage, Eligibility and Premium:

Program Manager - The Allen J Flood Companies, Inc.

2 Madison Ave

Larchmont, NY 10538





Hagedorn & Co

11 Broadway

New York, NY 10004



Useful Links

Pace University Health Care Unit