HEALTH PLAN ENROLLMENT CONSIDERATIONS

• You can select from three coverage levels: individual, employee + one or family for either your medical and/or dental plans.

• Domestic partners and the partner’s natural or legally adopted children can be enrolled in the medical and/or dental plans once the “Statement of Domestic Partnership” is completed and approved. All contributions for additional medical and dental coverage for a domestic partner and the partner’s dependent children will be deducted on an after-tax basis. See “Domestic Partners” in this publication for further information.

• You can add or drop dependents, to your coverage whenever you have a qualifying change in your family status. See “Changes in Family Status” in this publication for further information.

• You can contribute to a Health Care Flexible Spending Account to pay for medical and dental expenses that are not reimbursable by your plan. See “Flexible Spending Accounts” in this publication for more information.

• If your spouse or domestic partner has medical or dental coverage under his or her employer's plan, you should consider that coverage as you decide on your medical and/or dental coverage through Pace University.

• For the medical or dental plan, dependent children are covered through age 19. Coverage will continue for dependent children with full time student status at a higher education institution until the end of the month in which they turn 25 for medical or age 23 for dental.

• If you are covering a dependent child who attends college out of the network area, he or she will need to choose a primary care physician near your place of residence for routine care. If a medical emergency occurs at college, he or she will still receive network benefits.