Your Benefits @ PACE

TABLE OF CONTENTS

Benefits at a Glance

Medical Plans

Health Net Charter Point of Service

Health Maintenance Organizations

Health Plan Enrollment Considerations

Dental Plan

DeltaCare

Delta Preferred POS

Domestic Partners

The Tax-Free Advantage

Changes in Your Family Status

Life and AD&D Insurance

Enrollment Considerations

Long-Term Care

Employee Assistance Program

Reimbursement Account Programs

Health Care Flexible Spending Account

Dependent Care Flexible Spending Account

Flexible Spending Account Enrollment Considerations

Commuter Reimbursement Accounts

Retirement Plan

Basic Retirement Plan

Supplemental Retirement Plan

Enrollment Considerations

New York College Savings Program

Human Resources Web Page

Medical Plan Summaries

Health Net Charter POS Medical Plan

Aetna HMO

Empire Blue Cross/Blue Shield Prestige HMO

Health Net HMO

HIP of Greater NY HMO

Oxford Health Plan HMO

2003 Medical, Dental, & Life Insurance Premiums

Contact List

Enrollment Instruction