Pace University hopes our employees will stay healthy. It is important to know what benefits Pace University provides to protect your income and your family in the event that you are not actively at work due to illness or injury or you become deceased.
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The University provides adjuncts with 5 or more years of continuous teaching service, for as long as actively employed at Pace, with basic life and accidental death and dismemberment (AD&D) insurance coverage based upon your rank as follows:
|Rank||Amount of Coverage|
You may choose additional life insurance and AD&D coverage equal to another one or two times the basic coverage stated above.
The cost of supplemental life and AD&D insurance coverage will be based on age related rates, according to the following schedule through June 30, 2016:
|Age||Monthly Cost Per $1,000 of Coverage|
|30 to 34||$0.11|
|35 to 39||$0.12|
|40 to 44||$0.17|
|45 to 49||$0.29|
|50 to 54||$0.48|
|55 to 59||$0.73|
|60 to 64||$0.83|
|65 to 69||$1.45|
|70 to 74||$2.43|
|75 to 79||$4.10|
|80 to 84||$6.28|
|85 to 99||$9.92|
- Rank: Professor $5,000
- Monthly Cost: $1.10
- Age: 34
- Annual Cost: $13.20
- Elect: 2X Life Insurance
- Total Life Insurance: $15,000 ($5,000 basic and $10,000 supplemental)
- You should consider other sources of income your beneficiary would have at your death. These may include other life insurance policies, retirement plan savings, and any other assets you have.
- The cost for Supplement life insurance will be deducted from your first paycheck and represent the cost for one year of coverage. This deduction occurs on an after tax basis.
- No evidence of good health is needed to choose one additional level of life insurance. If you increase coverage by more than one additional level, evidence of your good health will be needed. Please contact the Human Resources/Benefits Office for the necessary forms.
- You may name one or more beneficiaries to your life insurance. If you do not name a beneficiary, benefits will be paid per the preference beneficiary rules (1-spouse, 2-children, 3-parents, 4-siblings, 5-estate). You should review your beneficiary designations from time to time to make sure they are current.
- You must continue to provide teaching services (substitutions not included) at least one semester per academic year in order to continue to qualify this life insurance. Breaks in service greater than 12 months will result in re-establishment of service requirements for life insurance coverage.
Long Term Care
Pace University offers a group Long Term Care plan. Some benefits of this group long term plan include:
- Flexibility to purchase a plan that is tailored to best fit your needs and the needs of eligible members including spouses/domestic partners, parents, children, siblings and grandparents;
- Convenient payment plan;
- Convenient payroll deductions for employee and spousal coverage;
- Full portability upon separation or retirement from Pace University.
This voluntary benefit is being offered by UnumProvident Life Insurance Company of America. Enrollment in the Long Term Care insurance program continues on a rolling basis. If you would like an enrollment package for the Long Term Care program at any time during the year, please visit the website at http://unuminfo.com/pace/index.aspx. In most cases, medical Evidence of Insurability (EOI) will be required by UNUM and may impact the approval of your application for this benefit.
Short Term Disability
The University provides part-time faculty members with Short-Term Disability insurance and supplements New York State disability to provide salary continuation in the event you are unable to perform the duties of your job because of illness, injury or pregnancy. The University’s current Short-Term Disability carrier is CIGNA.
Short-Term Disability begins on the eighth consecutive calendar day of absence, including weekends and holidays. Provided that your claim continues to be medically certified by CIGNA, benefits are payable for up to 26 weeks within a 52-week period. The current maximum payment amount is $170 per week.
CIGNA is responsible for administering claims, and for managing the medical case with a focus on expediting your successful and healthy return to work. Pace University not only pays for the full cost of this coverage but also provides salary continuation to our part-time faculty (excluding UAFP faculty) as indicated below:
|Length of Part Time Service at Time of Disability||Salary Continuation|
|Less than 2 Years||No salary continuation; NYS disability reimbursement|
|More than 2 Years||2 weeks full base pay; more than 2 weeks NYS disability reimbursement|
Reporting a Short Term Disability Claim
If possible, please contact the University Benefits office, on or before your first day of absence, to discuss the expected duration of your disability leave. In addition, please contact CIGNA, at 1-888-842-4462, to file a short-term disability claim. To ensure that your claim is processed in a timely manner, please contact CIGNA no later than your seventh consecutive calendar day of absence. Please ensure that your department Chair or supervisor is notified as well.
Family and Medical Leave
Part-Time employees are generally not eligible for Family and Medical Leave. Employees are eligible if they have worked for Pace University for at least one year, for 1,250 hours over the previous 12 months, and if at least 50 employees are employed by the employer within 75 miles. If you believe that you are eligible for Family and Medical Leave, please contact the University Benefits office, at (914) 923-2828, for verification. (If you are eligible for Family and Medical Leave, and a Short-Term Disability claim is medically certified, it will also count as time taken under the Family and Medical Leave Act.)
Workers' Compensation is insurance that provides cash benefits and/or medical care for workers who are injured or become ill as a result of their job.
Pace University contributes fully towards this benefit. Weekly cash benefits and medical care are paid by Pace’s University’s insurance carrier, State Insurance Fund, as directed by the New York State Workers’ Compensation Board. The Workers’ Compensation Board is a state agency that processes the claims and determines, through a judicial proceeding, whether the claim is justified and how much will be awarded.
It is important that you or someone acting on your behalf report any injury on the job within 24 hours to your campus Security Office. Notify the University Benefits Office as well of the incident. It is equally important that your supervisor or department chair be advised of the incident. Responsibility for claiming compensation is on the injured employee. All incidents are to be reported to the Security Office no matter how minor they appear to be. The Security Office then must immediately complete an Incident Report and investigate the incident. The University can refuse to compensate an employee if the incident is not reported in a timely manner.
In addition, injured employees should seek outside medical attention for work related injuries or illnesses. Worker's Compensation claims can be denied if an injured employee is not diagnosed/treated by a physician that is Board Certified.