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Human Resources

Long Term Care

A decision that many people face is whether or not to carry Long-Term Care (LTC) Insurance. Be aware that each LTC plan has many variables to consider. Identifying your personal needs and preferences in relation to age, timing, location, short- and long-term financial requirements, as well as other options is best achieved through professionals who can objectively compare a range of plans with you.

Pace University offers a group Long Term Care plan to all full time faculty and staff.

Some benefits of this group long term plan include:

  • Flexibility to purchase a plan that is tailored to best fit your needs and the needs of eligible family members including spouses/domestic partners, parents, parents in law, children, siblings and grandparents;
  • Lower group-rated premiums as compared to premiums for individuals;
  • Convenient payroll deductions for employee and spousal coverage;
  • Full portability upon separation or retirement from Pace University.

This voluntary benefit is being offered by UnumProvident Life Insurance Company of America. Enrollment in the Long Term Care insurance program continues on a rolling basis. If you would like an enrollment package for the Long Term Care program at any time during the year, please visit the website at

Long Term Care Summary Plan Document

Long term Care premiums are deductible on your federal income tax return. Since these premiums are currently paid after taxes, you may be eligible to deduct these premiums from your federal income taxes, as an itemized deduction. Please visit to learn more information about this tax advantage.