Choate House on the Pace Pleasantville campus

Updates For January 1, 2021 - December 31, 2021

Cigna Medical/Vision Premiums

Employee premiums for medical coverage will increase by 3.4% in 2021. Vision premiums will remain unchanged.

Copayments For In-Network Mental Health and Substance Abuse (Outpatient) Visits

For the Network Core and Choice PPO medical plans, in-network mental health and substance abuse outpatient visits will be covered at the primary office visit copayment ($30). Previously these services were covered at the specialist office visit copayment ($50).

Cigna Dental Premiums

Dental premiums will reduce by 14.4% in 2021. The plan designs will remain unchanged.

Cigna Consumer Core High Deductible Health Plan (HDHP) – No Change in Deductible

The 2021 deductibles will remain the same at $1,400 (individual) and $2,800 (family).

New Cigna ID Cards For Medical/Prescription Coverage

As of January 1, 2021, Cigna will change the pharmacy claim system from Cigna Pharmacy to Express Scripts, a Cigna company. As a result of this change, all members will receive a new medical ID card. Please be sure to present your new ID card, after January 1st, to the pharmacy; your current ID card will not work after January 1, 2021. If you refill your prescriptions at the retail chains, Cigna will be transferring any open refills and pre-authorizations to the new system. If you are utilizing Cigna’s Home Delivery service, any open prescriptions will automatically be transferred to the new Express Scripts (PDF) system. Additionally, any prior authorizations will also carry over with the existing prior authorization end date. Members who utilize the or myCigna app for Home Delivery support will be redirected to the Express Scripts website for support and information.

Cigna Telemedicine Through MDLive

In 2020, we encouraged all participants to enroll in Cigna’s telemedicine programs. As of January 1, 2021, Cigna is only partnering with MDLive (PDF). We encourage you to register now, if you have not already done so. It is much easier to access this service if you have previously registered. Please note, MDLive offers both physical and mental health telemedicine services. For more information, please visit the MDLive for Cigna website or call 1 (888) 726-3171.

HSA Contribution Limits

Coverage Type: Individual $3,600

Coverage Type: Family $7,200

Health Care FSA and Dependent Care FSA Limits

The limit for the Health Care FSA (January 1, 2021 – December 31, 2021) is unchanged at $2,750 ($114.59 per paycheck).

The limit for the Dependent Care FSA (January 1, 2021 – December 31, 2021) is unchanged at $5,000 ($208.33 per paycheck); $2,500 ($104.16 per paycheck) if both spouses contribute via separate employers.

You must enroll, during each Open Enrollment period, in order to participate for the new plan year.

Eligible Expense Items List (PDF)

Reminder: Deductibles and annual limits are calculated on a calendar year basis. Please plan accordingly.